Home finance tool

Mortgage Calculator

Estimate your monthly housing payment, lifetime loan cost, and remaining mortgage balance over time.

Home price

Down payment

Must be less than the home price.

Annual interest rate

Loan term

Annual property tax

Annual home insurance

Monthly HOA fee

This estimate assumes a fixed-rate loan and unchanged taxes, insurance, and HOA fees. It excludes mortgage insurance, closing costs, maintenance, and other expenses.

Estimated monthly payment

$3,178.27

Principal & interest $2,528.27

Property tax $500.00

Home insurance $150.00

HOA fee $0.00

Principal & interest Property tax Insurance HOA

Loan summary

Loan amount $400,000.00

Down payment 20.0%

Total interest $510,177.95

Total estimated outlay $1,244,177.95

Cumulative amortization

Year	Principal paid	Interest paid	Balance